Investing in Stocks or Bonds 

Stocks and bonds are a popular investment partly because you can invest a small or large amount of money in them. Consider investing a part of your funds this way. Stocks represent ownership in a company and can supply potential long-term growth and dividends. Bonds are debt instruments that pay interest over a specified period. Both stocks and bond investment options carry varying levels of risk. Be sure to talk to your Americore advisor and/or research and assess your risk tolerance before investing. 

Real Estate Investment  

Real estate can be a profitable long-term investment. You could consider investing in rental properties or real estate investment trusts (REITs) that generate income through rent or property value appreciation. Though this requires more liquid funds, most of the investment can be borrowed if you qualify. 

High-Yield Savings Account  

If you want to keep your funds readily accessible, consider opening a high-yield savings account. These accounts typically offer higher interest rates than traditional savings accounts. While the returns may not be as high as other investment options, they supply a safe and liquid way to earn some added interest. 

Certificate of Deposit (CD) Ladder  

If you have a portion of your funds that you can afford to lock away for a specific period, you can create a CD ladder. This involves dividing your funds into multiple CDs with staggered maturity dates. This strategy allows you to have regular access to your funds while taking advantage of higher interest rates offered by longer-term CDs. 

Business Expansion or Diversification  

Instead of seeking external investment opportunities, you could consider reinvesting your funds back into your own business. This could involve expanding your product or service offerings, entering new markets, or improving your operations. Growing your business means potentially increasing profits and generating a higher return on your investment. 

Remember, these options come with varying levels of risk and return. It’s important to note that these methods involve varying levels of risk, and the potential returns can fluctuate. It’s advisable to seek professional financial advice and carefully consider investment options based on personal circumstances, risk tolerance, and financial goals. It’s essential to conduct thorough research, assess your financial goals and risk tolerance, and potentially consult with a financial advisor before making any investment decisions 

Liquid Alternatives 

Liquid alternatives, also known as liquid alts, refer to mutual funds or exchange-traded funds (ETFs) that aim to provide investors with diversification and downside protection through exposure to alternative investment strategies. The term refers to any asset that is not a traditional long-only stock or bond. As beneficial as these investments can be, their one drawback is their lack of liquidity. 

 Liquid alternatives, on the other hand, try to bridge this gap by offering more accessible and tradable investment options in the alternative space. These investments offer daily liquidity, meaning they can be bought and sold daily, unlike traditional monthly or quarterly liquidity alternatives. 

Investors can access alternative investment strategies such as private equity, distressed debt, commodities, derivatives, real estate, and hedge funds without the high minimum investment requirements or income/net worth qualifications associated with traditional alternatives.  

Evaluate First 

It’s important for investors to carefully evaluate the risks and benefits of each type of investing method that interests them. First consult with an Americore advisor and consider your own investment goals and risk tolerance before jumping in. We can help you gain a deeper understanding of these investment vehicles and their suitability for your circumstances. 

If you are an entrepreneur in the United States, it is extremely likely that you are missing out on money or savings available to you in a government program. You built your company with your own wit and hard work, but what if you could expand its growth or protect your wealth with a little help from our government? Every day, Americore teaches more financial advisors which programs their clients could qualify for and how to apply. Let us work with your team.

Why Programs are Missed

Many of the programs most beneficial to successful business owners aren’t being fully utilized. Sometimes that is because financial advisors are unaware of the program’s advantages. At other times, an advisor helps to submit a program application unsuccessfully. Because they were unfamiliar with how the program works, their client was denied access to the program’s full rewards. Both parties give up on the program thinking they aren’t eligible to participate. Both parties could be mistaken.

We Study Programs for Your Benefit

Americore has made a career out of becoming thoroughly familiarity with many of those programs. We can assist with the application process because we understand what the requirements are, how the language of the application should be interpreted and what the process wants from candidates.

Adding Government Programs to Financial Planning

There are many programs designed to benefit small and mid-sized businesses. Unfortunately, the business owners these programs were created for often don’t know they are eligible. As a result, these programs don’t even enter into the financial planning thought process. For instance, you might think the R&D research grant money is only available to tech startups, but think again. If you could use funds to conduct research for a product upgrade, or to improve how a product can be used, you may qualify for funds to offset your R&D costs. Dennis Bays of Americore has learned over the years, it is not whether you should be eligible, but how well you complete the paperwork required. He can help you do that.

Just a Few More Government Programs We Can Help With

The US Department of Commerce sponsored Trade Adjustment Assistance for Firms (TAAF), to assist manufacturers affected by import competition. This programs offers up to $75K in federal match funding to help firms recover financially from import competition and general business decline. Another program, SBIR wants to help speed up the commercialization of clean technologies by helping firms who want to participate.

Employee Health Benefits

There is still a legitimate program that helps employers with employee healthcare benefits. Employers who are willing to utilize things like tele-healthcare and other new innovations, can get compensation. You pay for your employee benefits, but imagine getting paid to offer a mandatory benefit. It’s a win-win situation.

Every Business has Different Needs

We understand that not every program works for every business. Your business may not qualify for the R&D but you have an interest in a better approach to healthcare benefits. We should open a conversation. Once we talk about your business needs, I’m convinced you will be glad we talked. The savings opportunities alone will make the call worth your time and there’s no upfront cost to you.

Call our office at 747-224-8110 or contact us here. Tell your Americore representative what you’re looking for. Then we can tell you how we think we can help you make that happen.

What The Tax Savings Summit Is

Host Carlotta Thompson founded Tax Strategists of America.  Though Carlotta Thompson began working for the IRS, she found she wasn’t doing what she had dreamed of since she was a teen.  Carlotta wanted to help small business owners with their tax challenges.  She didn’t feel the IRS was covering the need.  As Carlotta says, “It was heartbreaking to disallow and penalize taxpayers for taking a deduction that they rightfully should have used, just didn’t have all of the documentation for.”

Why You Need to Attend Now

Tax Strategy, by definition should be forward facing.  On December 31^st, it’s past time to strategize.  By then, your only option is to tweak some of your contribution amounts.  Now, you can learn from multiple tax advisors their favorite industry secrets to saving on your 2022 tax bills.  There are great programs out there to save you thousands of dollars.  Unless you have money to burn, why aren’t you checking it out.  It costs nothing for regular registration, but you can pay more to have long term access to speakers beyond the day of their presentation.

Who Are The Speakers

Businessmen today engage in a perpetual struggle. In spite of being great at product knowledge and business profitability, they constantly fight to protect their personal wealth.   Instead, many find taxes leech dollar after dollar away. How can you hang on to your own personal wealth?  Change your perspective. 

By merging tax strategies using accounting to economics to statistics, speakers share their Wall Street to your street viewpoints.  Each day of the Tax Savings Summit for Business Owners, speaker after speaker will share their own hard earned insights and favorite wealth saving perspectives.  You get to absorb, and pick your own best options to protect your personal wealth.

Challenge your self

How you select and watch the videos on different tax strategies doesn’t matter.  However, the order of how you proceed to execute your tax strategy does matter.  In fact, it could matter more than the actual steps you follow. As one speaker mentioned, unless you are Warren Buffet, you won’t be a billionaire by doing the same thing he is doing today.  Figure out what he did at your stage and you will have a better formula on how to create your own plan. 

Dennis Bays Is at the Summit Too

Meanwhile, seasoned talented financial strategists like Dennis Bays are sharing ways to build your own strategy to cut the tax bill.  It’s great to be good at what you do, but it’s better to be great and reap the benefits of that skill.  So be the incredible entrepreneur you are, but take some time and visit the Tax Savings Summit to learn more about hanging on to more of your wealth.  You earned it, now learn how to protect it.  Then call our office at 747-224-8110 or contact us here.  We’ll answer any questions on the healthcare tax savings strategy rolled out by the Mayo Clinic. Talk to us about some of your wealth protection issues and, we’ll tell you how we think we can help put you in a better position.