Americore regularly works with a business’ existing team, their CPAs and Financial Planners. We also work with lenders like regional banks, investment banks, inventory and equipment lenders to bring improved liquidity to our clients’ businesses. We are a well-capitalized organization. Our nimble organizational structure offers clients and referral sources direct access to principals and decision makers.

The Entrepreneurial Spirit

Dennis comes from a family rich with entrepreneurial spirit. His father had a law firm and real estate brokerage firm among other businesses. Since Dennis Bays was a teen he has owned several of his own businesses, even while earning a W-2 salary in corporate America. Along the way, he discovered a love for the entrepreneurs of our country and has funded well over $100,000,000 for other businesses.

As for why he loves entrepreneurs, Dennis responded, “they’re the secret sauce… They create opportunities and industries; they give most of the rest of us opportunities to work. ”    

The Tax Code is NOT just for the Rich.

But many entrepreneurs seem to be facing a disparity. Taxes are considered an unavoidable liability. Still, we’ve all seen news reports of fortune 500 companies who don’t pay them. We’ve also seen billions of dollars handed out of government programs to those same big companies. The thing is, “the tax code is written for all businesses.”  And tax savings programs are NOT just for the “big guys”.

Sadly, while small businesspeople are focused on growing their small to mid-sized businesses, they miss opportunities. The fortune 500 companies have teams of professionals spending their days in finding and leveraging those same wealth building programs.

Tax Incentives for your Business

Tax incentives have become a way for the government to stimulate certain business  activities. Small businesses are often performing the same activities the rich are getting paid to carry out. Regrettably, the government is not great at promoting those programs to more businesses.

Americore makes it their business even the playing field for activities the government wants to encourage, even in small businesses. Since the government wants to foster these behaviors, they aren’t looking to punish businesses for using the related  program.

Still businesses hesitate to take advantage of available benefits. Whether it stems from unfamiliarity with the programs or incorrectly completed paperwork many entrepreneurs are missing out. By working with small to midsize businesses to correctly complete program documentation, Americore facilitates use existing program in the tax code.

As Dennis Likes to say, “CPAs help you with the [tax] loopholes; we help you with the programs.”  These are not just tax reductions or write offs. These are programs that release money set aside for certain government encouraged business activities.

Examples of Some of Dennis Bays’ Favorite Programs

You may wonder what type of activities the government rewards. You’ll be familiar with some, but we’ll go over a few anyway.

Everyone knows if you buy a house there is a mortgage interest credit. The government offers this tax break because a neighborhood with more homeowners is a more stable neighborhood than one with transient renters.

If you buy an electric car or solar panels for your home, the government will offer tax credits because they want the country to reduce carbon emissions.

For businesses who are looking for more better products or more efficient operation methods, there is an R&D credit. If you hire certain workers or have a business in a certain zip code, the government might help with your business costs.

There is also a program for employee healthcare insurance. If you offer health insurance to your employees, you can receive up to $2500 a year per employee.

These are just a few of many more programs out there, designed to encourage certain behavior.

Americore can help your business benefit from many of the same programs the “big guys” use. Call our office at 747-224-8110 or contact us here. Tell your Americore Group representative  what you’re looking for, and we’ll tell you how we think we can help you make that happen.

What The Tax Savings Summit Is

Host Carlotta Thompson founded Tax Strategists of America.  Though Carlotta Thompson began working for the IRS, she found she wasn’t doing what she had dreamed of since she was a teen.  Carlotta wanted to help small business owners with their tax challenges.  She didn’t feel the IRS was covering the need.  As Carlotta says, “It was heartbreaking to disallow and penalize taxpayers for taking a deduction that they rightfully should have used, just didn’t have all of the documentation for.”

Why You Need to Attend Now

Tax Strategy, by definition should be forward facing.  On December 31^st, it’s past time to strategize.  By then, your only option is to tweak some of your contribution amounts.  Now, you can learn from multiple tax advisors their favorite industry secrets to saving on your 2022 tax bills.  There are great programs out there to save you thousands of dollars.  Unless you have money to burn, why aren’t you checking it out.  It costs nothing for regular registration, but you can pay more to have long term access to speakers beyond the day of their presentation.

Who Are The Speakers

Businessmen today engage in a perpetual struggle. In spite of being great at product knowledge and business profitability, they constantly fight to protect their personal wealth.   Instead, many find taxes leech dollar after dollar away. How can you hang on to your own personal wealth?  Change your perspective. 

By merging tax strategies using accounting to economics to statistics, speakers share their Wall Street to your street viewpoints.  Each day of the Tax Savings Summit for Business Owners, speaker after speaker will share their own hard earned insights and favorite wealth saving perspectives.  You get to absorb, and pick your own best options to protect your personal wealth.

Challenge your self

How you select and watch the videos on different tax strategies doesn’t matter.  However, the order of how you proceed to execute your tax strategy does matter.  In fact, it could matter more than the actual steps you follow. As one speaker mentioned, unless you are Warren Buffet, you won’t be a billionaire by doing the same thing he is doing today.  Figure out what he did at your stage and you will have a better formula on how to create your own plan. 

Dennis Bays Is at the Summit Too

Meanwhile, seasoned talented financial strategists like Dennis Bays are sharing ways to build your own strategy to cut the tax bill.  It’s great to be good at what you do, but it’s better to be great and reap the benefits of that skill.  So be the incredible entrepreneur you are, but take some time and visit the Tax Savings Summit to learn more about hanging on to more of your wealth.  You earned it, now learn how to protect it.  Then call our office at 747-224-8110 or contact us here.  We’ll answer any questions on the healthcare tax savings strategy rolled out by the Mayo Clinic. Talk to us about some of your wealth protection issues and, we’ll tell you how we think we can help put you in a better position.

What a Financial Advisor for Business Knows

As a financial advisor for business or individuals, Dennis has to work with clients to reveal their values and goals.  He knows that not defining values, creating goals and planning, is a sure recipe for falling short of targets. After years of watching certain programs create wealth for his clients, Dennis realized some facts should be shared.  There is a better financial future out there, and there are steps that can help you reach it.

Define Your Values

Values are those qualities and principles in life that are desirable to you. Before you set goals, figure out what you want out of life or out of your business venture. Without that first step, it is impossible to create a sound financial strategy.

Before a financial advisor for business gives recommendations, they start by going over which investment options are attractive to you.  This is one of many methods of discovering your values.  You can facilitate this process by asking yourself: what is important about money to me?  Values have different meanings for different people but are always based on an emotional response.  Values like independence, freedom, achievement, balance, family care, making a difference, security and self-worth are all powerful emotional ideas.  And they are all responses to the question of what money means to people.

Set Goals

You reflected on your values, those intangible emotional powerhouses.  Goals are the tangible results from your values.  Your goals can change along the way, but setting them creates the framework for your financial plan for your future.  We recommend clients lay out each goal in writing and then go back and rearrange by order of priority.

This is the guideline for you and your financial planner. Too often we hear 30-somethings state a goal of retiring at 40. When we look at the financials, we see a 401K and a small life insurance policy that doesn’t support those goals. If you have aggressive goals, you need to prepare for them aggressively.

When setting your goals, keep them realistic and specific such as: I want to retire December 31, 2032.  Discuss goals with your Financial advisor for business and personal goals.  If you are a business owner, you will need to plan how to reach retirement by your goal date, and your exit strategy. Once you and your financial advisor know the goals, you can develop a plan.

Map out a Plan

If values are intangible ideals and goals are the tangible results of values, then plans are the roadmap to goal achievement.  By working out how to reach your goals, you make it more likely to reach them.  The how may be investing more, using more grants and tax credits, or it may be more structured allocation of funds.  Any plan you work out with your financial advisor should include smaller goals along the way. 

For instance, if Jim wants to go on a trip with his wife when he retires, he will need to grow enough funds to pay for the trip.  If the trip will cost $10,500 , Jim will need to set aside around $292 monthly, or $3,500 a year.  By breaking the bigger goal into smaller amounts, Jim can check how he is advancing toward his goal and make adjustments before it is too late. If by the second year, Jim realizes he missed contributing to the goal, he may need to up the contribution, change the destination or figure out how to bring in more funds for the trip.

By making these changes, when Jim retires in three years, he will have the money to take their celebratory trip.  They won’t have to deplete other accounts as a reaction to missing the financial goal. Your goals may be bigger, but the concept is similar.  Set the goal and make a plan to reach it.  Then set smaller targets so you can measure your progress to the bigger goal.

Check Your Current Financial Status

Four simple questions will give you the key to your current financial status.  Just like your google maps, you can’t get directions on how to reach your destination unless you share your current location.  Gather your financial information and answer these questions as fully as possible.

1. Do you have enough money set aside for emergencies?
2. Are you accumulating enough wealth to achieve your goals?  If you are retired, this question may be, “Are you accumulating enough wealth to sustain your quality of life?”
3. Have you accumulated too much debt? 
4. Do you have enough insurance to protect your plan?

Emergencies, debt, illness and injuries as well as unforeseen claims can destroy any financial plan if not included in the plan.  You can’t prevent them, but you can set aside funds to alleviate the loss. 

Get The Help You Need From Your Financial Advisor for Business

No matter what programs and plans help you to reach your financial goals, the first step is defining your values.  A financial advisor for business like Dennis Bays can help you reach your financial goals within those defined values.  It’s time to start the conversation with Americore.  You’ll be glad you did. Call our office at 747-224-8110 or contact us here.  Tell your Americore Group representative  what you’re looking for, and we’ll tell you how we think we can help you make that happen.

An Apple by Any Other Color

Apples come in many colors.  You can find bright red apples, pink-red, purple-red, golden yellow, creamy white and of course, green apples.  But blue apples are extremely rare and difficult to discover.

Blue Apple’s Meaning Applied to Financial Solutions

Americore’s reference to Blue Apple’s meaning, describes rarely used, but absolutely legitimate programs that loan, give, or save funds for your use.  We perform a deep exploration of a host of programs which appear to be quality financial opportunities on the surface. 

In the end, only the best of those programs end up in our Blue Apple Solutions. Surprisingly, many of the Blue Apple financial gems are drastically underused by even the most skilled financial advisors. We pride ourselves in discovering those barely known programs that offer the greatest advantages. 

At Americore, we collaborate with clients and their existing advisors to ensure their enjoyment of those programs and the funds they free up. You, more than anyone, know where your funds can do the greatest good.  We know how to free up those funds for your use.

Examples of Blue Apple Solutions

Our Blue Apple Solutions includes programs like off balance sheet financing and tax credit health benefits among others that enhance your business and/or retirement options.

Off Balance Sheet Financing

Blue Apple Off balance sheet financing is different from a commercial loan.  Instead, financing is based on supply chain related solutions.  In this example of a Blue Apple Solution, a supplier ships the goods and requests payment from you, the retailer.  Then, you share a soft copy of your invoice and BL with the financier. Once the transaction is approved, you transfer 20 percent of invoice value to the financier, and they transfer the full amount to your supplier.  You then pay back the 80 percent balance, plus charges after 30 to 90 days. For businesses suffering crippling shortages during their supply chain reconstruction, a non-credit source of funds can be a game changer.

Capital Access Solutions

Venture Capitalists offer funds, but take as much as half of your company that you worked so hard to create.   Banks are low cost, but limited in what they can approve. 

An Americore Blue Apple Capital Access Solution opens access to capital.  When the banks say no, Capital Access Logic Based solutions can say yes.  Yes is based on your sales and growth, or account receivables, purchase orders, inventory or equipment.  When the numbers are logical, these investors have a reason to say yes to financing.  Americore Blue Apple Capital Access Solutions are like a bank that thinks like a Venture Capitalist.

Tax Credit Employee Health Benefits

Are you getting your $2500 per employee savings?  As an employer, you must provide health care benefits to all full time employees.  To avoid the monetary responsibility, some employers decided to cut back hours of full time workers, converting them into part time employees. There is a better way.  Offering your full time employees health benefits, shows them you value them and their contribution to your business.  A preventative healthcare benefit costs less than traditional healthcare benefits and delivers a $2500 credit per employee.

Blue Apple’s Meaning Applied to Government Rebates and Incentives

This Blue Apple’s meaning is important because it has the power to put money into your business.   These Government rebates and incentives are generally industry or activity based, but underused and misunderstood.  We can help.  Wouldn’t you like to know if the government has money earmarked for you?  Ask your Americore Representative about which Blue Apple Solutions would best benefit you.

Americore is a Trusted Advisor

Americore can help with both.  At Americore, before we add any Blue Apple financial solutions to our collection, we become extremely familiar with each one.  If we do not see sufficient benefit to any program, we don’t bring it to others.  Some of our programs, such as the Blue Apple health care benefit program not only saves employers money, but actually gives back in rebates. Other programs help offset employee retention struggles.

Why Blue Apple Solutions

Americore researches a host of programs which are feasibly good opportunities to free up funds for other investments. Only the best of those programs end up in our Blue Apple solutions. Surprisingly, many of these financial gems are unknown in the financial world.   We pride ourselves in finding those little known programs that free up funds.  You know more than anyone else where your funds can do the most good.  And we pride ourselves on knowing how to help free your funds so you can apply them to go to work.

Keep Your Own Advisors

We don’t replace your trusted advisors.  Instead, we work with them to open up your plan by opening up new financial opportunities in hidden, but valid programs.  As if that isn’t enough incentive, we won’t charge you or your team upfront for this.  We are paid out of the proceeds.  You then have funds to apply where they can begin working better, harder, and smarter for you.

Save Hours of Research

Knowing the gains of any program, benefit or investment takes time to discover.  That discovery is our passion, and we devote our careers to it on your behalf.  Once we separate the wheat from the chaff, we can share the best with you and your advisors, and you enjoy the advantages.  Our Blue Apple solutions are proven to free up funds, improve cash flow, improve employee retention, or boost retirement planning.  Tell us your goals, and we can enhance the plan.  What we mean by that, is we should have a conversation.  It won’t cost you anything, but you’ll be glad we did.

Wall Street to Main Street

Some financial advisors love to speak over their clients.  They want to show their superiority.  At the Americore Group, we want to be the trusted advisor who shares knowledge so you can benefit.  Period.  We don’t want to make it mysterious or more complicated.  We just want to show you new ways to benefit from opportunities and investments available to you.  The programs we leverage are often government sponsored and all are fully approved, legitimate financial tools. 

Call our office at 747-224-8110 or contact us here.  Tell your Americore Group representative  what you’re looking for, and we’ll tell you how we think we can help you make that happen.

Blue Apple Tax Review Relieves Capital Needs

Let’s take taxes as our first example of the possible ways in which Americore Blue Apple Financial Solutions can provide relief for your business. We call this Blue Apple Tax Advisory.  It is our exclusive process of reviewing your existing tax position, tax obligations and tax history. In the process, Americore’s team of tax analysts and tax attorneys comb through your business tax filings and find opportunities.  Most business clients are able to reduce their tax burden by as much as 30%. 

Additionally, through our Blue Apple Tax advisory  service, it is common for our clients to discover saving opportunities.  Our team has found tax overpayments, and/or tax credits which can be applied years after the original filing.  The results reveal business clients can qualify for tax refunds and repayments. The tax savings varies for every client. With that said, several of our clients have generated six figure tax benefits with just this one program. Coupling a tax review with future tax planning provides complete Blue Apple Tax Advisory services.

Accessing Blue Apple Corporate Capital

Saving money on taxes is always a great way to make a new or existing client excited to work with Americore, but that’s just the start. Corporate Capital is often a barrier to business growth. Getting access to the right capital can make or break a company. Equally important to getting financing is the structure of debt. Repayment can make or break a company too. Cash is the fuel to your business engine; Americore Blue Apple financial Solutions prides itself on delivering high octane tailored solutions with logic based underwriting.

Financial Options and Solutions

Americore Blue Apple financial solutions has access to both conventional and alternative funding sources. That means your business can have a variety of options that will work for you. Working with national lenders or local institutions offer different benefits and are extremely relationship driven. Americore has an established, well-known reputation in the financial community with several outstanding banks.

An Established Network of Sources

Similarly our financial strategists have developed a comprehensive network of alternative funding sources. This network extends well beyond basic cash lending.  We can assist in real estate acquisitions, refinance, equity credit, rehab, investment properties and limited partnerships. Is your expansion driven by a growth by acquisition model? Purchasing a business can require creative capital infusion. It may demand cash flow applications, short- or long-term liquidity or other techniques that specialized financers provide. Access to these unique capital sources, widely unknown even within the financial industry, is another niche service Americore provides.

Americore – Positioned to Offer Comprehensive Financial Solutions

Americore is a team of experts providing comprehensive financial solutions for business finance and private wealth management. Our Blue Apple solutions bring creative results to complex issues both new and lingering.  There is no fee for our initial discussion, and many of our Blue Apple financial program fees are performance based. Let us help your business serve you better. Taking you to the next level may be just an idea away.

While it is easy to focus on production, sales and regulatory changes, during daily operations of a business.  Unfortunately, if the financial organization falls into the background, the entire business is at risk.  A corporate finance department recognizes the essential nature of planning.

Corporate Planning

Before any funds cross your threshold, you need a financial plan.  Your plan should include how you will attain funds for startup. It should describe how you will raise additional funds if needed. Lastly, it needs to describe what normal cash flow and the oversight of costs and expenses should look like.  An extensive plan is critical.  Good financial planning creates financial strength. Financial strength is a large factor in the competitive health of any organization.  Through good, active planning, firms can keep financial control over their business activity.  Good planning also keeps corporation liquidity at a healthy level.  This gives business the freedom to honor current obligations and still retain the flexibility to act on opportunities as they arise.

A startup can obtain capital funds through angel investors or venture capitalists in exchange for ownership interest in the business. To avoid giving up shares or ownership, a startup could go through an Americore Blue Apple financing program. Alternative consideration is made when rendering lending decisions, without giving up ownership.    

Let’s say the corporation is already running, but needs to decide how to raise additional funds for research or growth.  Will it issue bonds or perhaps a stock offering?  Americore has solutions for this too, in tax incentives.  All of these funding options fall under corporate finance.

As the corporation finance department budgets for projects, it makes money management decisions.  Deciding how to obtain the funds and which projects to activate or pause until more money is available is all part of Corporate finance.

Organization and Management of Corporate Finances

To carry out the plan, a business needs an organized method of recording and reporting cash inflow and outflow.  In order To oversee corporate finance and make decisions as needed, the Finance department needs critical information quickly.  This is only possible with a reliable, organized transactions and recording method.  Corporate finance control needs to cover account receivables, account payables, sales, inventory, costs and expenses. 

Banking control is another facet of managing corporate finance.  Finance can check daily sales revenues, accounts payables, cash flow patterns to enhance day to day business operations.

Investment

When a corporation profits, a portion of those funds should be invested.  Instead of losing value over time as it sits unused, the funds might gain value to be used when opportunities arise.

Liquidity maintenance covers many different monetary events.  It could cover inventory reduction during slow sales and cash sales of idle equipment.  It could address increased default of credit customers, pr excessive withdrawals by partners.  There is constant financial control information that requires timely decisions to keep the corporation healthy.

Summary

Corporate Finance is oversight of a corporation’s money, from planning to organization and management, as well as investment.  Many businesses have a team of advisors to guide the business on these topics.  Americore can enhance corporate finance from the strategy phase to the investment of funds.  We don’t replace your team.  We enhance the strengths of your team.  We should have a conversation.  You’ll be glad we did.

You want your business to do well.  The government wants your business to do well too.  In fact, the government will help your business succeed.  If you succeed, you will need to hire more employees, and that will benefit the economy. To help you reach this co-beneficial goal, both Federal and state governments are offering tax credits and tax incentives. 

The programs are designed to encourage you to start a business in a depressed economic area, or to implement innovative research or grow your business.  Many business owners assume their business won’t fit into the criteria for good incentives.  That is where your financial advisor like Dennis Bays of Americore comes in.  Americore uses a  group of unique programs, known as Blue Apple programs, with high benefits to enhance small business growth.  The programs are underused, mainly due to inexperience with them.  Americore representatives are super informed on every nuance of the programs.  We’ll work with your advisors to leverage the programs that are most valuable to your firm. 

The key to using the programs is understanding them when and how to best implement them.  We will go over some of the programs here in an overview.  To truly understand the program fit, you should contact your BlueApple professional at Americore and discuss it with them.   The conversation could save your millions of dollars.

When to use the Federal Research and Development Tax Credits

Also known as the Research Tax Credit, the federal research and Development Tax Credit is a wage based tax reduction that rewards companies for investing in eligible research.  There seems to be a general popular belief that this credit is only for technology and pharmaceutical companies.  It is NOT.  It can be used by engineers, architects, manufacturers and other types of businesses that qualify.  The programs may involve dollar to dollar tax credits or might offer tax incentives.  Check with your Americore representative to find out if this programs fits your business.

When to use Investment Tax Credits

The federal government wants to encourage you to invest in your business.  They want to help your business succeed badly enough to reward you for making that investment.  Eligible Individual or businesses may deduct a certain percentage of investment costs from their taxes.  To be clear, this is in addition to normal allowances for depreciation.  The percentage deduction for an investment tax credit is offered at the time an asset is purchased.

This is not a new tax credit, but it is misunderstood and underused.  It was created in 1962 to fend off foreign competition to American business.  It has evolved to use as a tool of pollution control, energy conservation and green technology as well as other development.

With decades of financial experience, Americore realized that many other advisors, investors and CPA’s were not using these and other incentive and financial programs completely.  So Americore picked out some of the best Blue Apple programs and researched every aspect of those programs.  Because they have used the programs for years, Americore professionals have the experience to know when an incentive will help and when it is not a good fit, far sooner than most people realize it.  The government wants to help your business succeed and Americore can facilitate that step. It is time to open the conversation.  You will be glad you did.

Financial Advisors Improve financial forecast

Half of American adults became aware during COVID-19 work changes, shortages and inflation, that they need help managing the finances and investments for a better future.  In March 2020, the Dow had its deepest decline since 1987’s Black Monday.  Since then the market has begun to recover, but the recovery is volatile. 

Unemployment is still in double digits.  Many employees were laid off but could easily lose their jobs permanently.  The lowest income segments are not expected to return to normal.  A second stimulus bill sought to stabilize the economy but the path ahead could still go either way.  In short, Americans are still facing challenges in some segments on the road to financial recovery.

Struggling to stay calm, many individual investors realized the way to achieve real stability could come from financial advisors.  Financial advisors know how to enhance financial stability through long term investments in a more comprehensive portfolio.  Americore advisors use proven methods of  calculating the right balance between your current obligations and your financial future.

Balancing Current obligations & Financial Future

Balancing your obligations with your future needs can be complicated and maddening.  An advisor helps cut through the non-beneficial options, to focus on comprehensive vision of your financial future.  Instead of slogging your way through priorities, your financial advisor can show you the overall integrated picture of your obligations today versus your financial goals in the future. 

How does your financial advisor do this so smoothly?  We use organizational tools that keep your obligations, your needs, your wants and your future finances prioritized.  The plan is about balance, so expect resource allocation assignment, or budgeting to be part of that plan.  Debt elimination will also be involved, too, but the value in this plan will be in the balance.  The balance between today’s debts and tomorrows financial position will lead to greater confidence and security.  You can then follow the plan toward the security you craved when the world shut down.

Financial Advisors Mitigating Market Risk

Advisors are more likely than individuals to focus on investment strategies that protect against market risk.  Advisors are able to maintain an objectivity that helps avoid emotional mistakes.  Individuals are much less likely to develop a strategy to protect their own assets.  Aside from objectivity, financial advisors use their experience to develop a diversified investment plan that reduces market risk.  In periods of heightened uncertainty there is even more need for financial protection.

Americore advisors use a comprehensive approach to plan an enhanced financial future.  Americore Professionals use a blend of investment planning, business incentive programs, tax incentives savings, employee retention and a host of personal financial tools.   With the worst of the pandemic appearing to be in the rearview mirror, Americore clients are finding new ways to protect their loved ones.

The economy is recovering once more.  Business owners around the country are breathing a sigh of relief.  It is great to see things moving again, but it also brings up a question.  Are you positioned to benefit from the pandemic impact on economic recovery? Do you have everything you need to take advantage of renewed consumer demand?

New McKinsey Global Institute reviewed eight sectors in the US and Europe.  Their findings indicate that productivity is set for accelerated growth by about 1% annually to 2024.  That would be double the pre-pandemic rate.  Whether this happens will rely on two factors: the number of companies more aggressively pursuing productivity efficiency change and that demand is robust. The Pandemic impact on economic recovery is more than growth. The pandemic sparked efficiency and broad shifts in digitization of sales.

Pandemic Impact on Operations

In the midst of widespread tragedy, an amazing pattern took shape.  Companies accelerated implementation of technologies they had been flirting with for a long period, prior to the crisis.  This includes things like digitization, robotics and more. In fact, in 2020 companies digitized processes 20 to 25 times faster than during pre-pandemic times.  By creatively re-processing, firms became more efficient with fewer workers by substituting technology for laborers. 

There was another broad shift.  Online interaction channels were aligned more effectively during 2020.  E-commerce, rose from 16% to 33%.  Some of that growth happened within eight weeks.  The lockdown breakout is happening, but those changes are structural.  There will not be a recidivism to original approaches for retail businesses that made the changes.

Businesses across the nation strove to increase efficiency.  Products, business and operating models were reconfigured to be more responsive to changes which are likely to continue.  If anything, the pandemic has taught businesses to become bolder; to accelerate use of technologies to expand growth opportunities.

Need for Growth Capital

Nearly a year later, many more firms are poised to make the same jump, if only the growth capital were available.  There is good news.  Americore can connect you to growth capital opportunities.  Americore Blue Apple programs, those rarely leveraged programs that are available to most businesses, are ripe for the picking.

Blue Apple Capital Access Solutions

Americore provides access to venture capitalists with a fresh approach.  Other venture capitalists offer funds, but take as much as half of your company that you worked hard to build.   Banks offer low costs and fees, but are limited in what they can approve. 

Americore BlueApple capital access solutions can deliver yes’ when banks can’t.  These capital access programs are logic based.  When you have sales and growth, or account receivables, purchase orders, inventory or equipment, you may have given the investors a reason to say yes to financing.  Americore BlueApple Capital Access Solutions are like a bank but think like a Venture Capitalist.  Find out more by contacting us or call (747) 224-8110 for more information on ways to improve capital access or enjoy tax incentive and savings programs.  These types of programs have been known to free up thousands and even millions of dollars for businesses who are savvy enough to access them. 

Corporate capital are not the only programs within the Blue Apple umbrella.  Continuing with “Make-sense” financing, Americore can help connect you to investors who specialize in hard to place loans.  But Americore is best known for programs that provide growth funding.  Don’t be left behind in the post pandemic impact on economic recovery.  Your competition will aggressively pursue technology and efficiencies.  What will you do?