The problem? Without the right advisors — including tax attorneys, CPAs, and strategic financial consultants — tax planning can become a maze of missed deductions, overpaid liabilities, and compliance risks.

At AmeriCore, we specialize in connecting clients to a trusted CPA network and tax attorney consulting team that collaborates on every aspect of your financial picture. Together, we help you minimize liabilities, maximize returns, and position yourself for long-term success.

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Why Complex Tax Strategies Require Specialized Expertise

The U.S. tax code spans over 6,500 pages, with thousands of additional pages in regulations, IRS rulings, and state-specific laws. For individuals and businesses with diverse income streams or complex holdings, the standard approach to tax preparation isn’t enough.

You may need a specialized strategy if you:

• Own a business with multiple revenue streams or operate in more than one state
• Receive stock options, RSUs, or significant investment income
• Have large charitable giving or philanthropic activities
• Hold international assets or conduct cross-border business
• Anticipate major capital gains events (real estate sales, asset liquidation, mergers)

Without targeted planning, these scenarios can lead to overpayment of taxes, audit exposure, and missed legal opportunities for savings.

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AmeriCore’s Three-Pillar Approach to Advanced Tax Planning

Our proven process is built on three core pillars:

1. Comprehensive Review & Tax Stress Point Identification

Before building a plan, we conduct a deep-dive review of past returns, current structures, and income sources. This allows us to pinpoint “tax stress points” — areas where liabilities are higher than they need to be.

Example stress points include:

• Inefficient entity structure for business operations
• Misaligned investment and tax strategies
• Underutilized retirement and deferred compensation plans

2. Collaborative Planning with CPAs and Tax Attorneys

Unlike firms that work in silos, AmeriCore coordinates CPA expertise with tax attorney oversight to ensure every strategy is legally sound and financially optimized.

Our CPA partners:

• Identify deductions, credits, and exemptions
• Provide accurate reporting and ensure IRS compliance

Our tax attorney partners:

• Structure transactions for maximum protection
• Represent clients in complex tax disputes or audits
• Advice on trust, estate, and entity structuring

By combining these perspectives, we create strategic tax solutions that address both the legal and financial dimensions of your plan.

3. Ongoing Strategy Monitoring & Adjustment

Tax planning isn’t a set-and-forget process. Regulations, market conditions, and personal circumstances change, which means your strategy must evolve as well.

We review your plan quarterly to understand:

• Capture new tax-saving opportunities
• Adjust to legislative changes
• Align with shifts in your income, investments, or goals

IRS Business/Entrepreneur Credits & Deductions

Case Study: Saving $250,000 in Capital Gains Taxes

A commercial real estate investor came to AmeriCore after years of paying steep capital gains taxes. By restructuring their business entity, timing asset sales strategically, and leveraging 1031 exchanges, we helped them:

• Reduce taxable income by $250,000 over three years
• Defer additional gains for reinvestment
• Integrate retirement contributions for further liability reduction

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When to Engage AmeriCore for Tax Strategy Support

You should consider working with us if you:

• Anticipate a major life or business change (sales, acquisition, expansion)
• Have investments with significant unrealized gains
• Feel your current CPA or preparer isn’t proactively saving you money
• Want a long-term, integrated approach to tax, investment, and business planning

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The AmeriCore Advantage

What makes AmeriCore different is our network-driven, client-first model. We don’t just prepare returns — we engineer financial strategies by tapping into an elite circle of CPAs, tax attorneys, and financial experts. Our goal is to help clients retain more of what they earn while staying ahead of tax law changes.

Final Thoughts & Next Steps

Your tax plan should be working as hard as you are. With the right advisors in place, you can transform taxes from a yearly burden into a powerful financial tool.

Contact AmeriCore today to schedule your confidential tax strategy consultation and learn how our CPA network and tax attorney consulting can help you minimize liabilities and maximize returns.

Assess Your 2024 Financial Position

Before diving into taxes, take a step back and assess your overall financial position. Gather your bank statements, investment accounts, and any financial documents you have accumulated throughout the year. Analyze your income sources, expenses, and savings. Ask yourself:

Did I meet my financial goals this year?

What were my biggest expenses, and can I reduce them?

Did I manage my debt effectively?

This reflection will not only give you insights into your financial habits but also help you identify areas for improvement in the upcoming year.

Review Your Current Tax Plan

Once you have a clear picture of your financials, it’s time to evaluate your current finances and tax plan. Understanding how taxes impact your overall financial health is critical, especially as tax laws can change. Here are some key steps to organize your planning exercise:

Gather Documentation: Compile all necessary documents, such as W-2s, 1099s, receipts and categorization or explanation for deductible expenses. Having everything organized will streamline the filing process and help you catch any potential deductions.

Maximize Deductions and Credits: Look into available deductions and credits that you might qualify for. This could include contributions to retirement accounts, educational expenses, or home office deductions. Every bit helps to reduce your taxable income.

Evaluate Your Tax Withholding: Check your paycheck withholding. If you received a large refund this year, you might be overpaying throughout the year. Conversely, if you owed money, consider adjusting your withholding to avoid a surprise next tax season.

Plan for Capital Gains: If you’ve sold investments this year, be mindful of capital gains taxes. Understanding your investment performance can lead to strategic decisions, such as tax-loss harvesting, to offset any gains.

Setting Financial Goals for 2025

With a clearer understanding of your current financial situation and tax plan, it’s time to set actionable financial goals for the new year. Whether it’s saving for a major purchase, investing more aggressively, or reducing debt, having specific goals will keep you focused. Here are some tips to help you set and achieve your financial goals:

Be Specific: Define your goals clearly. Instead of saying, “I want to save money,” specify an amount and a timeline, such as “I want to save $5,000 by June 2025.”

Create a Budget: Develop a budget that aligns with your goals. This will help you track your progress and make necessary adjustments throughout the year.

Automate Savings: Consider setting up automatic transfers to a savings account or retirement plan. Automating your savings can help you stay disciplined and prevent the temptation to spend.

Investigate Potential Programs: Reach out to your Americore representative to discover which programs such as R&D Funding Programs you could integrate now or in 2025 to free up cash and/or save on taxes.

Talk to a Professional for Help

If managing your finances and taxes feels overwhelming, don’t hesitate to seek professional assistance. A financial planner can provide tailored advice based on your unique situation. They can help you optimize your financial strategies and ensure you’re making the most of your resources.

Final Thoughts as 2024 Winds Down

As you wrap up your financials and tax plan, remember that the end of the year is not just a time for reflection but a chance to set the stage for the future. By taking proactive steps now, you can start 2025 with a solid financial foundation, equipped to reach your goals. Embrace the opportunity for growth and make this upcoming year your best yet!

In summary, wrapping up your financials and reviewing your tax plan is essential for a fresh start. Assess your financial position, evaluate your tax strategy, set clear goals, and don’t hesitate to seek professional help. With these steps, you’ll be well-prepared to face the new year with confidence and clarity.

Build a Strong Brand Presence

Establishing a robust brand presence is crucial for attracting customers during the holiday season. Businesses should invest in marketing efforts that resonate with their target audience. This includes maintaining an active social media presence, engaging in community events, and taking part in local partnerships. The more visible and relatable a brand is, the more likely it will attract customers during the Thanksgiving and Black Friday shopping sprees.

Learn and Understand Customer Preferences

Year-round market research is essential for understanding customer preferences and shopping behaviors. Businesses can use surveys, feedback forms, and social media interactions to gather insights into what their customers want. By knowing which products are popular, businesses can tailor their inventory to meet those demands, ensuring that they have the right items available when Black Friday arrives.

Optimize Inventory Management

Effective inventory management is key to ensuring that businesses can meet demand during the Thanksgiving and Black Friday rush. Companies should continuously analyze sales data to forecast trends and adjust their inventory levels accordingly. Maintaining a lean inventory throughout the year helps reduce waste and ensures that popular items are in stock when demand spikes. Moreover, businesses can take advantage of off-season sales to restock their inventory at a lower cost.

Enhance Customer Experience

A positive customer experience can lead to repeat business and increased sales. Companies should focus on improving their customer service, both online and in-store. This can include training staff to provide excellent service, streamlining the checkout process, and ensuring that the website is user-friendly. Creating a seamless shopping experience will encourage customers to return, especially during the busy Thanksgiving and Black Friday period.

Implement Loyalty Programs

Loyalty programs are effective tools for encouraging repeat business and increasing customer retention. By offering rewards, discounts, or exclusive access to sales for loyal customers, businesses can build a solid customer base that will be more likely to shop during the holiday season. Promoting these programs year-round keeps customers engaged and excited about upcoming sales, particularly around Thanksgiving and Black Friday.

Plan Promotions in Advance

Planning promotions and sales in advance allows businesses to generate buzz and anticipation leading up to Black Friday. Companies should consider launching sneak peeks or pre-Black Friday sales to gauge customer interest and encourage early shopping. Additionally, promoting these sales through email marketing and social media can create excitement and drive traffic to the store or website.

Utilize Data Analytics

Data analytics can provide valuable insights into customer behavior and sales trends. Businesses should leverage data to analyze previous years’ performances during the Thanksgiving and Black Friday periods. Understanding what worked and what didn’t, can help refine strategies for the upcoming holiday season. By using data to inform decisions, businesses can better align their efforts with customer expectations.

Reach Your Goal of In the Black by Black Friday

Preparing to be in the black by Black Friday requires a comprehensive approach that starts long before the holiday season. By building a strong brand presence, understanding customer preferences, optimizing inventory, enhancing customer experience, implementing loyalty programs, planning promotions, and using data analytics, businesses can position themselves for success. As Thanksgiving approaches, those who have laid the groundwork will be well-equipped to thrive during one of the busiest shopping days of the year. Embracing these strategies year-round ensures that businesses not only survive but also flourish in the competitive retail landscape. Contact us to discuss ways we can help even now, to reduce your tax bill and enhance your cash flow.

Recognize and Understand Your Needs and Goals

Mathew McConaughey, in a great 5 minute YouTube video told us the first step in hitting your life goals is to know yourself. Don’t worry if this stops you dead in your tracks, lots of people don’t know who they are or what they want. Take some time to figure out what defines your personal financial goals are. What others think doesn’t matter in this thought process. This is about what you want out of life and out of retirement. What are your priorities? Is it Family? Faith? Money? Travel? Making a difference in the world? Whatever the goals are, is fine. Just recognize them.

The Path to Meeting Financial Goals

Before you find the right financial advisor for your future, be clear about your financial objectives, whether it’s retirement planning, investment management, debt reduction, tax planning, or a combination of these. Understanding your financial needs will help you find an advisor or planner specializing in the areas you require assistance with.

Credentials and Qualifications

Make sure when you look for a financial professional that they have the relevant credentials to your needs.  Advisors should be a Certified Financial Planner (CFP), Chartered Financial Analyst (CFA), or Certified Public Accountant (CPA). These designations indicate that the advisor has received specialized training and adheres to ethical standards. Common credentials for a financial planner include a degree or industry experience, a CFP (certified financial planner), CFA (chartered financial analyst), and ChFC (chartered financial consultant). 

This is a good time to stop and review the difference between a financial planner and a financial advisor. Both financial planners and financial advisors provide financial services, but they differ in their approach and the types of services they offer: 

How Financial Planners Differ From Financial Advisors

Financial planners take more of a big picture approach to their client’s finances.  They look at all the aspects, interests, needs and long-term goals. They help clients with long term plans to address those multiple aspects and goals, and regularly update the plans over time to keep clients on the path that best suits their changing desires, goals and needs.

Service Differences Between Financial Advisors and Financial Planners

Financial advisors are known to be more focused on specific transactions and short-term situations, such as managing investments. When clients have short term concerns or need specific investment or transactional assistance, a financial advisor may be the right solution. Some financial advisors may also take on a more comprehensive role, similar to a financial planner. 

Education requirements for Each

Financial planners often have a bachelor’s degree and must have a Certified Financial Planner (CFP) certification. They also adhere to the CFP board’s four E’s (education, examination, experience, and ethics). Financial advisors may also need a bachelor’s degree, but they only need certifications for specific roles and responsibilities. 

Experience

Financial planners often gain experience through an apprenticeship or by shadowing a certified financial planner. Financial advisors typically work under the supervision of an experienced financial professional for at least one year. 

Generally speaking, financial planners develop long-term, strategic plans that address various aspects of client’s lives and update the plan on a regular basis over the years. Financial advisors tend to focus on specific transactions and short-term situations.

Communication and Accessibility

Regardless of whether you want an advisor or planner, make sure you can work with someone  who communicates clearly and is accessible when you have questions or concerns about your financial plan.

Check the Fee Structure

Understand how the financial advisor charges for their services. Some advisors charge a percentage of your assets under management, while others charge a flat fee or an hourly rate. Look for an advisor or planner who is transparent about their process, fees, and potential conflicts of interest. Avoid advisors who earn commissions on financial products they sell, as this may create conflicts of interest.

Remember, finding the right financial advisor or financial planner is a personal process, based on your current and future needs.  Choose someone you trust and feel comfortable working with. Take your time, do your research, and make an informed decision that aligns with your financial goals. Contact us if you have any questions on this or other financial planning related information.

Re-Establishing Financial Goals

Semi-annual financial plan reviews provide an opportunity for individuals to assess their current financial situation and reassess their long-term goals. Setting specific and achievable financial objectives is a method of gaining clarity on whether your goals still align with your situation.  Is also an opportunity to decide today what you want to accomplish and create a roadmap for achieving your target. Whether the goal is to retire early, purchase a home, or travel the world, a well-defined financial plan is essential for success.

Budget and Expense Management

Regular financial plan reviews allow individuals to scrutinize their spending habits and identify areas for improvement. By analyzing their income and expenses every six months, individuals can make informed decisions about their financial priorities. This process enables them to allocate resources more effectively, reduce unnecessary expenses, and increase savings, thus moving closer to financial independence.

Investment Portfolio Evaluation

Semi-annual financial plan reviews provide an opportunity to evaluate investment portfolios and make necessary adjustments. By assessing the performance of their investments and comparing it to their financial goals, individuals can rebalance their portfolios, reallocate assets, and consider new investment opportunities. This proactive approach ensures that their investment strategy remains aligned with their long-term financial objectives.

Debt Management and Reduction

Managing and reducing debt is a critical component of achieving financial independence. Through semi-annual financial plan reviews, individuals can assess their current debt levels, analyze interest rates, and develop strategies to pay down debt more effectively. By regularly monitoring their debt situation, individuals can work towards becoming debt-free, which is a significant milestone on the path to financial independence.

Emergency Fund and Insurance Coverage

Building and maintaining an emergency fund is essential for financial security. Semi-annual financial plan reviews provide an opportunity to assess the adequacy of emergency savings and insurance coverage. A semi-annual review helps you check whether your safety net is sufficient to cover current unexpected expenses. This is especially vulnerable if you already dipped into funds for financially emergency within the last 12 months. Resetting this fund can protect you and your family from financial hardship and maintain progress towards financial independence.

Tax Planning and Optimization

Tax planning is a key aspect of financial independence. Through semi-annual financial plan reviews, individuals can evaluate their financial status against recent changes. They can evaluate tax strategies, explore tax-efficient investment options, and make adjustments based on changes in tax laws. This proactive approach also helps individuals minimize tax liabilities contributing to their overall financial well-being.

 Don’t let the idea of  your semi-annual financial plan review deter you.  We can help you with this fundamental component to protecting wealth and financial independence. By regularly assessing your financial situation, regardless of your current comfort level, you can improve your financial wellbeing.  It involves looking at your current status, re-establishing clear goals, managing expenses, optimizing investments, reducing debt, and ensuring adequate protection.  Follow those steps and regardless of your financial picture today, you can achieve even greater financial independence. Our financial planning goal is to help you build wealth, secure stronger financial well-being, and ultimately gain the freedom to live the life you deserve.

The Secret to Accessing the Right Financial Programs

Through years of research and experience, we’ve discovered successful foundations lie in the strategic utilization of tailored financial programs. We take the time to understand the program details, for a tailored match that meets our client’s unique needs. This applies to businesses from startups seeking capital infusion to established enterprises seeking growth or optimization of working capital. In each situation, our “BlueApple” financial programs can serve as a catalyst for progress.

We can place clients in programs from government incentive programs to specialized asset-based financing and investment solutions.  In fact, we make sure our clients enjoy access to a comprehensive suite of financial resources. The true differentiator of how to succeed in business lies in the expertise that we apply to the implementation of several financial programs.

Overcoming Complex Qualifiers on Applications

As financial professionals, we are driven to bring a wealth of experience, insight, and strategic acumen to the table. So go ahead. Tap into our expertise, to gain a competitive edge and navigate the complexities of the financial landscape with confidence. We help businesses gain access to the programs meant for their businesses. From growth funding to investment strategies and financial planning, our experts are committed to providing businesses with the guidance and support they need to thrive.

Solutions for Success

To succeed in business by leveraging our financial programs and expertise, businesses must embrace a proactive and collaborative approach. It begins with a thorough understanding of their unique financial requirements, growth objectives, and risk appetite. By engaging with our team, businesses benefit from customized financial solutions aligned with their long-term vision and growth trajectory. Our commitment to fostering enduring partnerships ensures that businesses have a trusted ally in their pursuit of success, allowing them to leverage our expertise as a force multiplier for their ambitions.

We Are Informed on Current Trends and Regulations

Moreover, our dedication to staying abreast of financial innovation and industry best practices equips businesses with a competitive advantage. By providing access to innovative financial program resources, alternative financing options, and strategic insights, we empower businesses to stay ahead of the curve. We proactively monitor market trends, regulatory developments, and emerging financial instruments regularly. We do this to give our clients access to the most relevant, effective financial tools to drive their businesses forward.

Understanding the Choices

The answer to how to succeed in business doesn’t lie merely in accessing financial programs.  It lies in understanding how to choose and leverage them strategically to unlock potential. By partnering with us, businesses gain more than just financial resources. Those businesses gain a trusted advisor, a strategic ally, and a catalyst for growth. Leveraging our financial programs and expertise enables

Understanding the Incentive programs  

2024 brought an array of Incentive programs aimed at stimulating economic growth, ensuring financial stability, and addressing emerging challenges. These programs range from tax incentives for businesses to support measures for individuals and families. However, deciphering the eligibility criteria, benefits, and potential pitfalls of these programs can be overwhelming for the average person. This is where the expertise of a financial planning professional becomes invaluable.

Navigating Complexities with Expert Guidance

A financial planning expert possesses the knowledge and experience to guide individuals and businesses through the complexities of Incentive programs. They have a comprehensive understanding of the eligibility requirements, application processes, deadlines, and potential risks associated with each program. By collaborating with a financial planning expert, individuals and businesses can ensure they are making informed decisions and optimizing their financial opportunities.

Tailored Financial Strategies

Financial planning experts recognize that every individual and business has unique financial goals and circumstances. They work closely with their clients to develop tailored strategies that align with their objectives. Whether it’s optimizing tax benefits, securing funding for business expansion, or planning for retirement, a financial planning expert can provide personalized advice and solutions. Through careful individual need analysis and consideration, planners help individuals and businesses take full advantage of the 2024 Incentive programs.

Maximizing Benefits and Minimizing Risks

One of the primary advantages of seeking financial planning expertise is the ability to maximize benefits while minimizing risks. Financial planning experts possess a deep understanding of the potential risks associated with certain Incentive programs. With this knowledge they can guide individuals and businesses accordingly. This skillset helps them guide clients away from potential pitfalls, to informed decisions, and secures the maximum benefits available through the 2024 Incentive programs.

Conclusion  

Navigating the 2024 Incentive programs can be a daunting task without the right expertise. Seeking the guidance of a financial planning expert is key to successfully maneuvering through the complexities of these programs. By collaborating with a professional, individuals and businesses can ensure that they are making informed decisions. That information leads to higher optimization of their financial opportunities while managing potential risks. Embrace the power of financial planning expertise to pave the way for a prosperous financial future in 2024 and beyond.

Start With Your End Goals

Before you review your cash flow, look at your plan. Even once you made a good plan with specific goals in mind, periodic reviews are an incredibly useful tool. Over time, our priorities and our goals change. Reviewing and revising those goals can make sure they continue to be aligned with our shifting priorities. It’s especially ideal to review those goals so you can analyze whether your projected activities will meet them. When your goals are lined up, it’s time to track where your money comes in and goes out.

Track the Cash Flow

Monitoring the cash flow into and out of your business or accounts is one of the best ways to improve your financial health and that of your business. Creating and regularly updating a spreadsheet gives you the data you need for your own financial dashboard or statement.

Cash Flow from Operating Activities

Since the majority of business income comes through sales it is often the first line item on your statement, in the “Cash Flow from Operations” section. Opinions differ on whether they want the numbers in one column or two. But this section will also contain cash outflow such as inventory expense, payroll cost, and other operating expenses. That includes interest paid on loans; sales tax and income tax paid are name common examples.

Cash Flow from Investment Activities

Your Business has other cash inflows and outflows. For instance, proceeds from investments needs a spot on your dashboard. This could be from sale of a property held, or from equipment and other assets held by the business. When equipment, property and other assets are purchased that cash outflow would be listed in this section.

Cash Flow from Financing Activities

This can include bank financing, program funds, grants or even owner contribution. First list the cash received during the analysis period, and then list the repayment of loans if any, owner’s drawings and dividend payments. What’s left is your net cash flow from financing.

Summary

Don’t forget the part where you show opening balance, net cash movement, whether positive or negative and the closing balance. This shows how your position changed during that period. Note: if your cash flow isn’t as strong as you’d like it to be, contact us for details on programs that help change that. We regularly guide our clients through programs and their application process.

Once you know your business spends the most money and the cash reality of your business, you can spot the shortages. It is the first step to aligning your business activities with your end goals. Regular cash flow checkups help you plan your future and ensure a healthier working fund. If you’re interested in information on programs that are great at improving cash flow, we should have a conversation. Tell your Americore representative about your situation and we’ll tell you how we think we can help you improve it.

If you are an entrepreneur in the United States, it is extremely likely that you are missing out on money or savings available to you in a government program. You built your company with your own wit and hard work, but what if you could expand its growth or protect your wealth with a little help from our government? Every day, Americore teaches more financial advisors which programs their clients could qualify for and how to apply. Let us work with your team.

Why Programs are Missed

Many of the programs most beneficial to successful business owners aren’t being fully utilized. Sometimes that is because financial advisors are unaware of the program’s advantages. At other times, an advisor helps to submit a program application unsuccessfully. Because they were unfamiliar with how the program works, their client was denied access to the program’s full rewards. Both parties give up on the program thinking they aren’t eligible to participate. Both parties could be mistaken.

We Study Programs for Your Benefit

Americore has made a career out of becoming thoroughly familiarity with many of those programs. We can assist with the application process because we understand what the requirements are, how the language of the application should be interpreted and what the process wants from candidates.

Adding Government Programs to Financial Planning

There are many programs designed to benefit small and mid-sized businesses. Unfortunately, the business owners these programs were created for often don’t know they are eligible. As a result, these programs don’t even enter into the financial planning thought process. For instance, you might think the R&D research grant money is only available to tech startups, but think again. If you could use funds to conduct research for a product upgrade, or to improve how a product can be used, you may qualify for funds to offset your R&D costs. Dennis Bays of Americore has learned over the years, it is not whether you should be eligible, but how well you complete the paperwork required. He can help you do that.

Just a Few More Government Programs We Can Help With

The US Department of Commerce sponsored Trade Adjustment Assistance for Firms (TAAF), to assist manufacturers affected by import competition. This programs offers up to $75K in federal match funding to help firms recover financially from import competition and general business decline. Another program, SBIR wants to help speed up the commercialization of clean technologies by helping firms who want to participate.

Employee Health Benefits

There is still a legitimate program that helps employers with employee healthcare benefits. Employers who are willing to utilize things like tele-healthcare and other new innovations, can get compensation. You pay for your employee benefits, but imagine getting paid to offer a mandatory benefit. It’s a win-win situation.

Every Business has Different Needs

We understand that not every program works for every business. Your business may not qualify for the R&D but you have an interest in a better approach to healthcare benefits. We should open a conversation. Once we talk about your business needs, I’m convinced you will be glad we talked. The savings opportunities alone will make the call worth your time and there’s no upfront cost to you.

Call our office at 747-224-8110 or contact us here. Tell your Americore representative what you’re looking for. Then we can tell you how we think we can help you make that happen.

Blue Apples

Dennis Bays, and his team of Americore professionals have decades of experience.  During those years, they became incredibly familiar with “Blue Apple” program details.  These are the details that most advisors and individuals miss at first glance.  Americore saw the value in familiarizing themselves with how the programs can free up or improve their clients’ financial position.  Ask your Americore professional about incentives, and he might tell you about an incentivized health care plan. Which program he discusses with you will be based on knowing your situation and which program would benefit you most. 

Let’s face it, employees today are very concerned about healthcare coverage.  To attract great workers, employers funnel an inordinate amount of money into covering their employees with a good, but “affordable” healthcare plan. Americore that healthcare plans for employees can pay employers when implemented.  Imagine actually getting paid while your employees get the care they want and need.  Americore loves a win-win situation and sought programs that offer beneficial situations like this.

Employee Retention

We have survived the great recession, but that doesn’t mean employee retention isn’t a priority.  Motley Fools at fool.com reminds us that hiring replacement employees is expensive. Glassdoor states it costs on average, $4000 to hire a new employee, but that doesn’t include training. In the medical field, costs can run up to six figures to hire and train.  At Americore, we offer consulting services that can help guide you with employee retention.  We start by helping you make you find the right candidates.  We can guide you to best onboarding practices.  And once you have the right people, we can connect you to incentive programs that offset your employee recognition and appreciation costs.  Perks we suggest are another way you communicate to your employees that you appreciate them.  Employees that feel appreciated are more likely to stay.

Growth Funding

It may surprise some to learn that many businesses flourished during and after the lockdown in spite of continuing supply chain issues.  Business models continue to change now and into the future.  Regardless of ongoing recession and inflation many businesses are thriving.  This especially applies to businesses with a strong online presence, that offer robust online consumer experiences.  The lockdown sped up online consumer buying trends that were already shifting. In answer, Americore has been connecting clients to growth funding programs that facilitate change necessary for accessing opportunities in 2023 and beyond.

Employee Telemedicine

This is another fairly recent evolution in employee care.  It reduces the spread of COVID19 and other infectious diseases, as well as employee down time.  Instead of taking a whole day off to visit a doctor, an employee can login to a session to real time medical care by licensed, qualified medical professionals. 

Rebates

Since 2017 Florida’s economic development officials attracted businesses to the sunshine state by offering more incentives.  Florida officials were especially frustrated after the space Command headquarters went to Alabama after incentives were cut.  What followed was the Qualified Tax Incentive program offering tax rebates to targeted industries.  The QTI program offered tax refunds ranging from $3,000 to twice that in rural counties. 

Another job creation program, known as the job growth grant fund, is available on a national level.  The job growth grant fund offers rebates for employers willing to hire skilled labor at hourly wages that exceed minimum wage.  These are only a few of the hundreds of programs that we track across the United States. 

Experience the Americore Difference

It is important for you to know that at Americore, we don’t want to replace your team of advisors. We choose to empower them to facilitate the growth and wellness of your business.  We should have a conversation about the difference that an experienced Americore business advisor offers. You’ll be glad we did.