Financial Experience Difference

Recently I came across an article on things your financial advisor may not tell you. They weren’t secretive, just inexperienced. The article  stood out because it illustrated how a financial advisor with experience makes a big difference to your financial wellbeing. 

Blue Apples

Dennis Bays, and his team of Americore professionals have decades of experience.  During those years, they became incredibly familiar with “Blue Apple” program details.  These are the details that most advisors and individuals miss at first glance.  Americore saw the value in familiarizing themselves with how the programs can free up or improve their clients’ financial position.  Ask your Americore professional about incentives, and he might tell you about an incentivized health care plan. Which program he discusses with you will be based on knowing your situation and which program would benefit you most. 

Let’s face it, employees today are very concerned about healthcare coverage.  To attract great workers, employers funnel an inordinate amount of money into covering their employees with a good, but “affordable” healthcare plan. Americore that healthcare plans for employees can pay employers when implemented.  Imagine actually getting paid while your employees get the care they want and need.  Americore loves a win-win situation and sought programs that offer beneficial situations like this.

Employee Retention

We have survived the great recession, but that doesn’t mean employee retention isn’t a priority.  Motley Fools at fool.com reminds us that hiring replacement employees is expensive. Glassdoor states it costs on average, $4000 to hire a new employee, but that doesn’t include training. In the medical field, costs can run up to six figures to hire and train.  At Americore, we offer consulting services that can help guide you with employee retention.  We start by helping you make you find the right candidates.  We can guide you to best onboarding practices.  And once you have the right people, we can connect you to incentive programs that offset your employee recognition and appreciation costs.  Perks we suggest are another way you communicate to your employees that you appreciate them.  Employees that feel appreciated are more likely to stay.

Growth Funding

It may surprise some to learn that many businesses flourished during and after the lockdown in spite of continuing supply chain issues.  Business models continue to change now and into the future.  Regardless of ongoing recession and inflation many businesses are thriving.  This especially applies to businesses with a strong online presence, that offer robust online consumer experiences.  The lockdown sped up online consumer buying trends that were already shifting. In answer, Americore has been connecting clients to growth funding programs that facilitate change necessary for accessing opportunities in 2023 and beyond.

Employee Telemedicine

This is another fairly recent evolution in employee care.  It reduces the spread of COVID19 and other infectious diseases, as well as employee down time.  Instead of taking a whole day off to visit a doctor, an employee can login to a session to real time medical care by licensed, qualified medical professionals. 

Rebates

Since 2017 Florida’s economic development officials attracted businesses to the sunshine state by offering more incentives.  Florida officials were especially frustrated after the space Command headquarters went to Alabama after incentives were cut.  What followed was the Qualified Tax Incentive program offering tax rebates to targeted industries.  The QTI program offered tax refunds ranging from $3,000 to twice that in rural counties. 

Another job creation program, known as the job growth grant fund, is available on a national level.  The job growth grant fund offers rebates for employers willing to hire skilled labor at hourly wages that exceed minimum wage.  These are only a few of the hundreds of programs that we track across the United States. 

Experience the Americore Difference

It is important for you to know that at Americore, we don’t want to replace your team of advisors. We choose to empower them to facilitate the growth and wellness of your business.  We should have a conversation about the difference that an experienced Americore business advisor offers. You’ll be glad we did.